Hill & Usher's brief online insurance application for a variety of firms, including:

• General Liability
• Workers Compensation
• Professional Liability (Errors & Omissions, Directors & Officers, Employment Practices Liability)
• Commercial Property
• Inland Marine / Equipment
• Automobile Liability
• Excess Liability / Umbrella Liability

Please note our many specialty programs and specialty applications also available on this website.

Trim Risk was established in 1991 to serve the needs of the landscaping industry. Our program makes available customized coverages including:

• General Liability
• Herbicide/Pesticide Liability (for Licensed Applicators)
• Excess Liability / Umbrella (optional)
• Auto Liability
• Property & Business Income/Extra Expense
• Inventory (Nursery Stock)
• Equipment Floater/Contractors Equipment
• Installation Floater (Goods on site, not yet installed)
• Workers Compensation & Employers Liability

Visit program website www.trimrisk.com or click link above to complete your application.

When the title to a vehicle (automobiles or recreational vehicles) or other property is lost or defective, a defective title bond can be posted with the agency as required to facilitate the transfer of title representing ownership of the property.

For most Lost Title Bonds (aka Defective Title Bonds), turnaround processing is 24 to 48 hours, provided the application you submit is complete and the vehicle is valued under $15,000. Additional information (credit, supporting documentation) may be necessary for approval of larger bond amounts.

Hill & Usher's brief online insurance application for personal coverages, including

• Personal Automobile
• Homeowners
• Renters

Completing this online form will provide instant annual insurance premium estimates.

Please note that we are currently limited to AZ, CA & TX for our new online rating system.  Please call us directly for quotes in other states or further information.